Major Credit Reporting Agencies Transunion

Sep 25
2010

If I dispute one creditor (Experian), would I still need to dispute with the others (TransUnion and Equifax)?

I am disputing some things things on my monthly credit report because my score dropped even though I was not late on anything. I did close two accounts that were paid off. I have some paid late charges that I will try to have removed as well. I wondering if I need to contact the other two major agencies also. Does dispute information from one creditor get sent to the others?

Dispute them all. They do not report to each other as they use different formulas to get your score. I just did this and had to redo 2 reports twice to get them right. Good Luck, have patience, you’ll need it dealing with these people

Tax Law, Real Estate & Credit Tips : Why Are There Three Different FICO Scores?


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