My Credit Report Instantly
2010
Any chance of getting a 300k mortgage withouth a complete 2year work history?
I was with my previous employer for 1 year 6 months (Feb2006-Aug2007)..I then left and became self employed (Sep2007-current) and went from making 5k/mo employed to 11k/mo self-employed instantly and have kept that up for about 1 year. I worked up to August of last year with my previous employer, and have worked ever since on my own. I filed my taxes reporting my W-2 with my employer (Jan-Aug) and reported my self-employed income for the rest of the year (Sept, Oct, Nov, Dec), so I have my tax records, and bank statements showing deposits of 11/k every month and invoices from income and everything. My credit score is 680, I have $0 junk debt, only money I owe is $10,000 on my auto, and I have $30k to put down and another $30,000 saved as an emergency fund….Will banks consider me for a loan even w/o a perfect 2 year work history with one employer under these conditions?
No you need to be self employed for at least two years. You should of gotten the mortgage while you were employed then switched over to self employed.
|
|
Quicken Rental Property Manager 2011 – [Old Version] $59.96 It shows how your rental properties are doing and where you’re spending at a glance. The Intuit Quicken Rental Property Manager 2011 Software identifies tax-deductible rental property expenses so you can maximize your tax deductions. It shows which rents have been paid so you know who owes you money and stores lease terms, rental rates and security deposits for each tenant…. |
|
|
QuickBooks Pro 2007 for Mac (Mac) [OLD VERSION] $199.95 Built for and by Mac users, QuickBooks Pro 2007 for Mac provides standard accounting and business tools for organizing finances with ease. Save time completing routing tasks, payroll, and paperwork so you can spend more time on your business. With QuickBooks Pro 2007 for Mac, it’s now easier for you and your client to share QuickBooks data. They can send you a Mac file, and you can send it back fr… |
Comment