National Consumer Credit Report Agencies
2010
Haunted by old debt – please help?
Car got repossed in 2002 due to unemployment. It magically appeared on my report under a new collection agency – 4 years later – in essense reaging the debt. I asked for validation of debt – they sent it to me 2 months later. In 6 months, they have sent me 2 letters, the letter stating they had the account and the validation letter. They have never called me, but they are on point every month when they deface my otherwise-good credit report. Do I have any options? They don’t seem to want to negotiate a smaller sum, and 4 years later seems ridiculous to be asking for a full amount.
I have been thinking about a lawsuit. Been doing a lot of research and have been learning that this is becoming a huge national trend. And yet there seems to be no vocal support for the consumer. Do u know any org’s that advocate consumer financial rights with some clout in Washington perhaps? Any one have any suggestions on my issue?
Get in touch with your creditors and make a payment plan with them let them know you are willing to pay so much each month and you could get several jobs inorder to get your self straight or else you will forever be haunted with old debts,
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