New Credit Reporting Laws
Sep 25
2010
2010
Parent cosign for credit card if under 21?
I got credit card before the new laws came out.
If my parents cosign for me to get another card will it show up on my credit report like
a normal card and will it show up on their credit report? (or will it only show up if they have to pay?)
Thanks!!
It will show up on both your credit report and theirs, if they co-sign.
If, however, You are the only borrower on a credit card account, yours is the only credit report it will show up on, even if you put Mom on as an “Authorized User.” This basically gives her permission to spend with the card, but places all the responsibility for re-paying on you.
CNN Listen! Help Stop Credit Card Limits from being reduced!!
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