Reporting Credit Report Discrepancies
2010
Credit Report Problem discrepancy.?
I have trans union true credit monitoring so Im able to get updated reports as much as I like as long as its at least a 24hour time period. I checked my Trans union report friday score (665)and today score (667). Im ok with that because I had a inquiry that went away 06/07/09. My problem is I went to pull my experian report I ended up getting Experian triple advantage with scores because it was just a few bucks more. According to the triple alert my Trans union score is 646. Why would there be that type of discrepancy on the same day? Only reason why I pulled multiple reports because Im getting ready to apply for a mortgage loan. Does anyone have any experience or knowledge about these types of things?
Nobody really knows how FICO stores are precisely calculated. Your scores are high enough to shop around. When you apply tell them your credit is in the 650’s but don’t let them pull it unless that is the lender you are going to use.
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