Sample Credit Report Request Letter
2010
What is a good approach to request a collection agency to remove a collection account…?
If I pay the balance in full, are many collection agencies willing to remove the mark on the credit report? Any ideas or suggestions on how to go about beginning the process, and websites with sample letters?
Ok, first, dont pay anything. Write the collection agency a letter stating you are willing to pay the amount on the condition that they remove it. Tell them they neen to send you a letting in writing stating this. The letter you need to write them is called a PFD letter (pay for delete). Just google it and you will find a template. Change the letter so it fits your situatuion. Once you get a letter from them stating they will remove it, pay em. They might try and tell you it is illegal to do that. IT IS NOT. I have done this with 4 collection accounts and they removed all 4. If they tell you they cant, wait a month and send the letter again. A collection agency wants there $. If the only way to get it is to delete your negative you better believe they will do it. Good luck, dont let anyone here tell you its imposible, because it does work!!
Comment