Three Free Credit Reports Yearly
2010
What is the best way to obtain your yearly free credit report?
I am not looking to pay for a service to monitor my credit, I would just like to print a current report from all three companies to see what is on there.
FreeCreditReport.com is a SCAM (or, at least a borderline scam because they will charge you $14 a month)
You do not need to give anyone your credit card information in order to get your credit report.
Instead, go to AnnualCreditReport.com, where all three credit reporting agencies are required by federal law to reveal the information on you that they show to banks, employers, landlords, or anyone else who inquires about your credit. You can either request a digital version or request a hard copy to be mailed to you from the reporting agencies.
If you notice any mistakes, write a letter to dispute them (I have written a template here – http://blog.justthrive.com/2009/02/credit-repair-letter/) and set the record straight.
I repeat, DO NOT USE FREECREDITREPORT.COM, at least, not if you want it to be free. God, that company makes me angry.
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