Three Major Credit Reporting Agencies
2010
Can I dispute my bankruptcy information on my credit reports?
I filed bankruptcy, chapter 7, in 2004, but I’ve just noticed that all the major credit reporting agencies are reporting inaccurate information. My case number is inaccurate on all three as well as what type of court my bankruptcy was filed in, and one even has the date wrong. I’ve also read that the credit reporting agencies will never be able to verify this information to fix it because courts will not verify over the phone, and therefore will have to remove it from my credit. Is this true?
No it is not true, the courts will always verify the account on your credit report. It is done in writing not verbal, the whole point is to make sure that it stays on your credit report for the full 10 years. You can dispute the actual case number being wrong, just to get it updated to the correct information.
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