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I have two collection accounts on my Transunion credit report?

The first has an estimated date of removal of 6/2009, and the second has an estimated date of removal of 3/2009. In your experience, how accurate are those dates? And once a collection account is removed, approximately how many points did your score raise?

The dates are very accurate – they are based on the statute of limitations. If they are the only bad things on your credit score, it will improve significantly. If there are other, more recent, late payments or uncollectible accounts, then the drop off won’t help as much.

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