Unlimited Credit Reports Scores
2010
What online bank should I use?
I want a new online checking account, with at least these benefits:
1. The bank won’t do a hard pull of my credit report, which would reduce my credit score.
2. It pays reliable high interest on checking accounts. Even when interest rates change a lot, it always remains very competitive.
3. It provides fast easy unlimited ACH transfers in both directions with no fee.
4. It has an efficient billpay user interface. For example, you can copy and paste account numbers in it, unlike BoA.
5. The bank is not in the habit of giving its customers hassles nor sleaze.
6. Email sent to the bank, with account questions, etc., is answered promptly by a competent CSR who reads it before replying.
7. It doesn’t require 10 debit card transactions per month to qualify for high interest rates.
Don’t have any suggestions for a specific bank that I know of which offers what you are looking for. Only thing you can do is to spend time in research of various banks, regionally, nationally and internationally. Only advise I have is that even it offers online banking, a bank must have brick and motor banking operations (real operating bank branches). It’s dangerous to go with online banking only financial institution because you would never know when it takes everybody’s deposit with sweet deals and skip town. Also make sure the bank’s deposits are all FDIC insured.
VIP Mafia’s 760 Club.mp4
Comment